OneAnswer Single–Asset–Class Funds

Welcome to the OneAnswer Single-Asset-Class Funds

The information on this website, together with the OneAnswer Single-Asset-Class Funds guide and product disclosure statement, explains the choices available to you. A product disclosure statement for the OneAnswer Single-Asset-Class Funds has been lodged on the offer register at business.govt.nz/disclose.

 

What are the funds?

A selection of eight funds targeting specific asset classes.

The main asset classes include:

  • Fixed interest: debt securities issued by entities such as governments, corporations, local authorities and banks (called issuers). The issuer generally pays a set (or fixed) interest rate for a set period of time.
  • Equities: part-ownership of a company or similar entity. Equities include units and shares. Shareholders share any profits or losses of the relevant entity.
  • Listed property: equities or units in listed property trusts or companies. Those trusts or companies own or invest directly in commercial property.

We also offer a multi-asset-class Balanced Fund that invests in the above asset classes, cash and cash equivalents, with a very small allocation to alternative assets.

See the guide and product disclosure statement for more information on the external fund managers that manage each asset class. 

What are the main benefits?

  • Your investment is professionally managed
  • Your investment is actively managed
  • You can use the funds to build a diversified portfolio
  • There are a range of single-sector funds to choose from
  • Your investment has flexible investment and withdrawal options
  • Your investment has a maximum fee.

See the guide and product disclosure statement for more information on the main benefits or see why us?

Each fund has a maximum fee

The annual fund charge is the total fee for your investment. The annual fund charge is a percentage of the net asset value of each fund, and is deducted from it. 

You will not pay more than the annual fund charge.

The annual fund charge ranges from 0.74% to 1.34% of the net asset value of a fund, depending on the fund you choose. For more information on fees, see the guide and product disclosure statement.

Investing involves risks

Investing in the funds will involve taking some risk.

Your investment might not do as well as expected and you may not receive back the full amount you invested.

We recommend that you talk to your financial adviser about the investment options available to you. 

 

You can make regular payments

You can make regular fortnightly, monthly or quarterly payments straight from your bank account. The minimum regular payment per fund is $50.

You can make lump sum payments

If you do not want to make regular payments, you must make an initial lump sum payment of $500 or more when you first join a fund.

You can also make additional lump sum payments of $500 or more at any time, whether or not you have a regular payment set up, by any of the following methods.

Internet banking or phone banking

Select ‘OneAnswer SAC Funds’ from the Bill Payee list,or make your payment to:

OA Single-Asset-Class Application Account

ANZ

01-0102-0706418-00

If you are invested in more than one fund, we will use the same percentage amount per fund that you chose for your last payment. If you do not want us to allocate your payment in this way, please complete and send us the transaction form at the back of the guide and product disclosure statement.

Cheque

Make your cheque out to ‘OA Single-Asset-Class Application Account’ and send it to us along with the completed transaction form at the back of the guide and product disclosure statement.

See page 20 of the guide and product disclosure statement for our address.

Important
  • Remember to include your surname, date of birth and investor number as the references when you make a payment.
  • If you don’t provide us with the correct details, we can’t credit your investment account with the amount you pay.
  • It usually takes up to three business days for a lump sum payment to reach your investment account.
  • By making additional investments, you agree to be bound by the funds’ terms and conditions current at the time of making the investment, as set out in the application form, guide, product disclosure statement, offer register and governing document applicable at that time.
  • We can change the minimum payment amounts and minimum investment account balance.

Or, you can do both

The funds are flexible enough that you can make contributions on a regular basis as well as adding a lump sum investment.

For more information about payment options and how to make payments, see the guide and product disclosure statement

You can withdraw at any time

You can request a withdrawal on any business day. You decide when to and how much to withdraw.

You can also set up a regular withdrawal to supplement your income, or support your lifestyle.

For more information, including minimum withdrawal amounts, see the guide and product disclosure statement.

 

 

It’s easy to view your investment online

You can view your investment in ANZ Internet Banking and ANZ goMoney. This will give you up-to-date information, including your investment balance, transactions and investment performance.

How to register for ANZ Internet Banking

If you’re an ANZ banking customer, you can register online at anz.co.nz. Click on ‘Register’ and complete the online form.

If you’re not an ANZ banking customer, you can be set up in your nearest ANZ branch. You will need to provide proof of identity, please go to anz.co.nz/id for the full list of acceptable identity documents.

How to register for the ANZ goMoney app

Once your registered for ANZ internet banking, you can download the app from either the App Store (Apple) or Google Play (Android). Find out more about ANZ goMoney.

You’re in control

You, with your financial adviser, decide which fund or funds to invest in, and how much to invest in each fund.

Choose from one or more of our eight single-asset-class funds.

Our funds can be:

  • your total investment solution, or
  • used as your individual asset class solution, along with other investments you might hold.

You can personalise your investment portfolio

You can:

  • create a personalised portfolio to complement your financial requirements
  • choose a level of risk and expected return that suits you.

Your investment is professionally managed

The funds are professionally managed by our highly experienced investment management team.

For some international assets we also use a small number of carefully chosen professional external fund managers. They follow a consistent and disciplined process for managing investments, which we actively monitor.

We use active management

All our funds are actively managed. Through active management we look to add value to your investment both from varying the investment mix and/or from investment selection.  

Find out more about us, and our investment team.

For more information on the external fund managers we use see the guide and product disclosure statement.

Build a diversified portfolio

Each single-asset-class fund accesses a range of investments within its stated asset class. It is up to you and your adviser to decide how you combine each fund to ensure diversification across asset classes.

We’re trusted by many New Zealanders

We’ve operated in New Zealand since 1989 and manage more than $20 billion on behalf of individuals, trusts, corporates, KiwiSaver schemes, superannuation schemes, government organisations and charities.

We are New Zealand’s largest fund manager - more than 720,000 New Zealanders trust us to manage their investments.

We have an impressive track record

The funds are managed by ANZ Investments, ANZ’s award-winning fund manager. Our investment team and funds have been recognised by numerous awards and ratings from independent research houses.

Find out more about our current and past awards.

You can find helpful resources online

Our website has valuable information and resources that can help you manage your investment.

You’ll also find the latest:

View your investment online

If you bank with ANZ, you can use ANZ Internet Banking and/or ANZ goMoney to view your investment.

You can:

  • view your current balance
  • view your transaction history
  • view your investment's performance
  • check your fund(s)
  • check your prescribed investor rate. 

 

ANZ New Zealand Investments Limited is the issuer and manager of the OneAnswer Single-Asset-Class Funds. Download a copy of the OneAnswer Single-Asset-Class Funds guide and product disclosure statement, or request a copy by calling 0800 736 034.

Our funds and external fund managers

The single-asset-class funds invest into underlying funds that we manage. Each underlying fund focuses its investments on a specific asset class. We believe this management structure benefits you because it creates efficiencies and we have greater control of the overall cost to you.

Our multi-asset-class Balanced Fund invests most of its assets into our underlying funds. The Balanced Fund spreads its investment over hundreds of assets in local and international markets. Our investment team monitor and adjust the asset class allocation, depending on how they believe each will perform.

You, with your financial adviser, decide which fund or funds to invest in, and how much to invest in each fund.

 

ANZ New Zealand Investments Limited is the issuer and manager of the OneAnswer Single-Asset-Class Funds. Download a copy of the OneAnswer Single-Asset-Class Funds guide and product disclosure statement, or request a copy by calling 0800 736 034.

New Zealand Fixed Interest Fund

 


Fund description

The New Zealand Fixed Interest Fund invests mainly in New Zealand fixed interest assets. Investments may include:

  • fixed interest assets issued by New Zeland or international entities denominated in New Zealand dollars, 
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Fixed interest 

New Zealand

100

85-100

Cash and cash equivalents

New Zealand

0

0-15

 

You can find up-to-date information about the fund in our monthly fund fact sheet

Fees

Fund Annual fund charge
(percentage of net assets)

New Zealand Fixed Interest 

0.74%

 

International Fixed Interest Fund


Fund description

The International Fixed Interest Fund invests mainly in international fixed interest assets. Investments mayinclude:

  • fixed interest assets issued by governments or internatinal companies, and
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Fixed interest 

International

100

90-100

Cash and cash equivalents

New Zealand

0

0-10


You can find up-to-date information about the fund in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

International Fixed Interest

0.94%

 

Property  Securities Fund


Fund description

The Property Securities Fund invests mainly in New Zealand and Australian listed property assets. Investments may include:

  • listed companies, funds or trusts that invest in property, and
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Listed property assets

Australasian

100

85-100

Equities

Australasian 0 0-100

Cash and cash equivalents

New Zealand

0

0-15

 

You can find up-to-date information in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

Property Securities Fund

1.19%

 International Property Fund


Fund description

The International Property Fund invests mainly in international listed property assets. Investments may include:

  • listed companies, funds or trusts that invest in property, and
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Listed property 

International

100

90-100

Equities

International 0 0-100

Cash assets

New Zealand

0

0-10

 

You can find up-to-date information about the fund in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

International Property Fund 

1.34%

 

 New Zealand Share Fund


Fund description

The New Zealand Share Fund invests mainly in New Zealand equities. Investments may include:

  • equities in companie that are listed or intend to list on the New Zealand stock exchange, and
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Equities

New Zealand

100

90-100

Cash and cash equivalents

New Zealand

0

0-10

 

You can find up-to-date information in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

New Zealand Share Fund

1.19%

 

Equity Selection Fund


Fund description

The Equity Selection Fund invests mainly in New Zeland and Australasian equities. Investments may include:

  • equities in companies that are listed or intend to list on the New Zealand or Australian stock exchanges, and
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Equities

Australasian

100

0-100

Cash and cash equivalents

New Zealand

0

0-100

 

You can find up-to-date information in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

Equity Selection Fund

1.29%

Australian Share Fund


Fund description

The Australian Share Fund invests mainly in Australian equities. Investments may include:

  • equities in companies that are listed or in the process of listing on the Australian stock exchange, and
  • cash and cash equivalents.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Equities

Australian

100

90-100

Cash and cash equivalents

New Zealand

0

0-10

 

You can find up-to-date information in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

Australian Share Fund

1.29%

International Share Fund


Fund description

The International Share Fund invests mainly in international equities. Investments may include:

  • equities in companies that are listed on a recognised stock exchange, and
  • cash and cash equivalents. 

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Equities

International

100

90-100

Cash and cash equivalents

New Zealand

0

0-10

 

You can find up-to-date information in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

International Share Fund

1.29%

Balanced Fund


Fund description

The Balanced Fund invests mainly in growth assets (equities and listed property), with some exposure to income assets (cash and cash equivalents and fixed interest). The fund also has a small exposure to alternative assets.

Target investment mix and ranges

Asset class Sub-class Target (%) Ranges (%)

Cash and cash equivalents

New Zealand

6

0-26

Fixed interest

New Zealand

9

0-24

 

International

20 5-35

Sub-total (cash and cash equivalents & fixed interest)

  35 20-50

Listed property

Australasian 5 0-20

 

International 5 0-20

Equities

Australasian 16 1-31
 

International

39 24-54

Other

Alternatives 0 0-15

Sub-total (listed property, equities & other)

  65 50-80

 

You can find up-to-date information about the fund in our monthly fund fact sheet.

Fees

Fund Annual fund charge
(percentage of net assets)

Balanced              

1.30%

 

How do you join?

It’s easy to join. All you need to do is:

  1. read the information in the guide and product disclosure statement
  2. complete and send us an application form (at the back of the guide and product disclosure statement).

Remember to provide your email address, so we can keep you up-to-date with your investment.

If you’re a joint investor or a company, trust, partnership or estate, you may need to complete one or more additional forms. Please see Documents and forms for more information and copies of these forms.

Any questions?

If you still have questions about the funds after reading the guide and product disclosure statement contact your financial adviser or contact us at service@anzinvestments.co.nz or on 0800 736 034.