The information on this website, together with the OneAnswer Multi-Asset-Class Funds guide and product disclosure statement, explains the choices available to you. A product disclosure statement for the OneAnswer Multi-Asset-Class Funds has been lodged on the offer register at business.govt.nz/disclose.
What are the funds?
We offer five diversified investment funds. Each fund has a different asset class mix. This means each fund has a different level of risk and expected return.
What are the main benefits?
See the guide and product disclosure statement for more information on the main benefits.
Each fund has a maximum fee
The annual fund charge is the total fee for your investment. The annual fund charge is a percentage of the net asset value of each fund, and is deducted from it.
You will not pay more than the annual fund charge.
The annual fund charge ranges from 0.91% to 1.13% of the net asset value of a fund, depending on the fund you choose.
For more information on fees, see the guide and product disclosure statement.
Investing involves risks
Investing in the funds will involve taking some risk.
Your investment might not do as well as expected and you may not receive back the full amount you invested.
We recommend that you talk to your financial adviser about the investment options available to you.
You can make regular payments
You can make regular fortnightly, monthly or quarterly payments straight from your bank account.
You can make lump sum payments
If you do not want to make regular payments, you can make an initial lump sum payment when you first join a fund.
You can also make additional lump sum payments at any time, whether or not you have a regular payment set up, by any of the following methods.
ANZ Internet Banking
Log into ANZ Internet Banking to transfer funds from any of your ANZ transactional accounts directly to your OneAnswer Multi-Asset-Class Funds account.
If you’re an ANZ customer and you have not registered for ANZ Internet Banking, visit anz.co.nz and click ‘Register’.
If you’re not an ANZ banking customer visit your nearest ANZ branch to get set up with ANZ Internet Banking. You will need to provide proof of identity. Please go to anz.co.nz/id for the full list of acceptable identity documents.
Internet banking or phone banking
Select ‘OneAnswer MAC Funds’ from the Bill Payee list, or make your payment to:
OA Multi-Asset-Class Application Account
If you are invested in more than one fund, we will use the same percentage amount per fund that you chose for your last payment. If you do not want us to allocate your payment in this way, please complete and send us the transaction form at the back of the product disclosure statement. We must receive this form before we receive your payment. Otherwise your payment will be allocated to your fund(s) in the same percentage as your last payment.
Make your cheque out to ‘OA Multi-Asset-Class Application Account’ and send it to us along with the completed transaction form at the back of the product disclosure statement.
For any mail you send us, our address is:ANZ Investments
PO Box 7149
Or, you can do both
The funds are flexible enough that you can make contributions on a regular basis, as well as adding a lump sum investment.
For more information about payment options and how to make payments, see the guide and product disclosure statement.
You can withdraw at any time
You can request to withdraw money from your investment as a one-off or regular withdrawal to supplement your income or support your lifestyle. We usually process your requests and make payment to your bank account within five business days of receiving your request. If your balance reaches $0 we will close your account
Unless you are making a full withdrawal, the minimum amount you can withdraw is:
If you would like to make a withdrawal, please contact your financial adviser or complete and return a Withdrawal Form to us:
You can view your investment in ANZ Internet Banking and ANZ goMoney. This will give you up-to-date information, including your investment balance, transactions and investment performance.
How to register for ANZ Internet Banking
If you’re an ANZ banking customer, you can register online at anz.co.nz. Click on ‘Register’ and complete the online form.
If you’re not an ANZ banking customer, you can be set up in your nearest ANZ branch. You will need to provide proof of identity, please go to anz.co.nz/id for the full list of acceptable identity documents.
How to register for the ANZ goMoney app
Once your registered for ANZ internet banking, you can download the app from either the App Store (Apple) or Google Play (Android). Find out more about ANZ goMoney.
Your investment is professionally managed
Our highly experienced investment team has a strong record of investment performance based on a consistent and disciplined process for managing investments.
Find out more about our investments team.
We know and back our strengths
Our New Zealand-based investment team manages and adjusts the mix of asset classes that make up your investments. They also manage most of the Australasian assets within your investment.
For international assets, we also use a small number of external fund managers who we believe are among the best in their class.
See our guide and product disclosure statement for more information about our external fund managers.
Your investment is actively managed
We monitor the attractiveness of each asset class, and adjust the allocation to each depending on how we believe they will perform.
Your investment is diversified
You benefit from investing in multi-asset-class funds that spread their investments over hundreds of assets across local and international markets.
Your investment will access a broad range of assets you might not be able to invest in yourself.
See Our funds for more information about the assets our funds invest in.
A complement to other savings and investments
The funds have different features that can be used to complement other types of savings or investments, such as KiwiSaver and term deposits. Your investment is more flexible than KiwiSaver and term deposits, as you can withdraw some or all of your investment at any time.
We’re trusted by many New Zealanders
We’ve operated in New Zealand since 1989 and manage more than $25 billion on behalf of individuals, trusts, corporates, KiwiSaver schemes, superannuation schemes, government organisations and charities.
We are New Zealand’s largest fund manager - more than 720,000 New Zealanders trust us to manage their investments.
We have an impressive track record
The funds are managed by ANZ Investments, ANZ's award winning fund manager. Our investment team and funds have been recognised by numerous awards and ratings from independent research houses.
See our awards to view our full awards history, ratings and disclaimers.
You can find helpful resources online
Our website has valuable information and resources that can help you manage your investment.
You’ll also find:
View your investment online
If you bank with ANZ, you can use ANZ Internet Banking and/or ANZ goMoney to view your investment.
We offer a range of funds that invest in a different mix of growth assets and income assets. Depending on the mix of assets, each fund has a different risk/return profile.
If you’re seeking:
We are committed to a responsible investing approach that aims to deliver sustainable performance in a sustainable way. As part of that we are also committed to being open and transparent about what we invest in.
View a full list of our holdings here.
Invests mainly in income assets (cash and cash equivalents and fixed interest), with a smaller exposure to growth assets (equities and listed property).
Conservative Balanced Fund
Invests mainly in income assets (cash and cash equivalents and fixed interest), with some exposure to growth assets (equities and listed property).
Invests in similar amounts of income assets (cash and cash equivalents and fixed interest) and growth assets (equities and listed property).
Balanced Growth Fund
Invests mainly in growth assets (equities and listed property), with some exposure to income assets (cash and cash equivalents and fixed interest).
Invests mainly in growth assets (equities and listed property), with a smaller exposure to income assets (cash and cash equivalents and fixed interest).
All of the funds may invest in alternative assets.
More fund information
You can find the current fund performance here.
More help on choosing a fund
We recommend that you discuss your investment options with a financial adviser.
Tell us your choice
Once you've read the guide and product disclosure statement and chosen one of the funds, tell us by filling out the relevant application form at the back of the guide and product disclosure statement. If you wish to invest in more than one fund, please contact us on 0800 736 034 or your financial adviser to discuss the requirements.
You can change your fund choice at any time.
It’s easy to join. All you need to do is:
Remember to provide your email address, so we can keep you up-to-date with your investment.
If you’re a joint investor or a company, trust, partnership or estate, you may need to complete one or more additional forms. Please see Documents and forms for more information and copies of these forms.