OneAnswer Multi–Asset–Class Funds

Welcome to the OneAnswer Multi-Asset-Class Funds

The information on this website, together with the OneAnswer Multi-Asset-Class Funds guide and product disclosure statement, explains the choices available to you. A product disclosure statement for the OneAnswer Multi-Asset-Class Funds has been lodged on the offer register at business.govt.nz/disclose.

 

What are the funds?

We offer five diversified investment funds. Each fund has a different asset class mix. This means each fund has a different level of risk and expected return.

What are the main benefits?

Your investment:

  • is professionally managed
  • is actively managed
  • is diversified
  • has flexible investment and withdrawal options
  • has a maximum fee.

See the guide and product disclosure statement for more information on the main benefits. 

Each fund has a maximum fee

The annual fund charge is the total fee for your investment. The annual fund charge is a percentage of the net asset value of each fund, and is deducted from it. 

You will not pay more than the annual fund charge.

The annual fund charge ranges from 1.24% to 1.44% of the net asset value of a fund, depending on the fund you choose.

For more information on fees, see the guide and product disclosure statement.

Investing involves risks

Investing in the funds will involve taking some risk.

Your investment might not do as well as expected and you may not receive back the full amount you invested.

We recommend that you talk to your financial adviser about the investment options available to you.

 

 

You can make regular payments

You can make regular fortnightly, monthly or quarterly payments straight from your bank account. The minimum regular payment per fund is $50.

You can make lump sum payments

If you do not want to make regular payments, you must make an initial lump sum payment of $500 or more when you first join a fund.

You can also make additional lump sum payments of $500 or more at any time, whether or not you have a regular payment set up, by any of the following methods.

Internet banking or phone banking

Select ‘OneAnswer MAC Funds’ from the Bill Payee list, or make your payment to:

OA Multi-Asset-Class Application Account

ANZ

01-1839-0154747-00

If you are invested in more than one fund, we will use the same percentage amount per fund that you chose for your last payment. If you do not want us to allocate your payment in this way, please complete and send us the transaction form at the back of the product disclosure statement.

Cheque

Make your cheque out to ‘OA Multi-Asset-Class Application Account’ and send it to us along with the completed transaction form at the back of the product disclosure statement.

See page 16 of the guide and product disclosure statement for our address.

Important
  • Remember to include your surname, date of birth and investor number as the references when you make a payment.

  • If you don’t provide us with the correct details, we can’t credit your investment account with the amount you pay.

  • It usually takes up to three business days for a lump sum payment to reach your investment account.

  • By making additional investments, you agree to be bound by the funds’ terms and conditions current at the time of making the investment, as set out in the application form, guide, product disclosure statement, offer register and governing document applicable at that time.

  • We can change the minimum payment amounts and minimum investment account balance.

‚ÄčOr, you can do both

The funds are flexible enough that you can make contributions on a regular basis, as well as adding a lump sum investment.

For more information about payment options and how to make payments, see the guide and product disclosure statement.

You can withdraw at any time

You can request a withdrawal on any business day. You decide when and how much to withdraw.

You can also set up a regular withdrawal to supplement your income or support your lifestyle.

The minimum amount you can withdraw is:

  • $500 if you’re making a lump sum withdrawal, or
  • $100 per fund if you’re making a regular withdrawal.

If you would like to make a withdrawal, please contact your financial adviser or complete and return a Withdrawal Form.

 

 

It’s easy to view your investment online

You can view your investment in ANZ Internet Banking and ANZ goMoney. This will give you up-to-date information, including your investment balance, transactions and investment performance.

How to register for ANZ Internet Banking

If you’re an ANZ banking customer, you can register online at anz.co.nz. Click on ‘Register’ and complete the online form.

If you’re not an ANZ banking customer, you can be set up in your nearest ANZ branch. You will need to provide proof of identity, please go to anz.co.nz/id for the full list of acceptable identity documents.

How to register for the ANZ goMoney app

Once your registered for ANZ internet banking, you can download the app from either the App Store (Apple) or Google Play (Android). Find out more about ANZ goMoney.

Your investment is professionally managed

Our highly experienced investment team has a strong record of investment performance based on a consistent and disciplined process for managing investments.

Find out more about our investments team.

We know and back our strengths

Our New Zealand-based investment team manages and adjusts the mix of asset classes that make up your investments. They also manage most of the Australasian assets within your investment.

For international assets, we also use a small number of external fund managers who we believe are among the best in their class.

See our guide and product disclosure statement for more information about our external fund managers.

Your investment is actively managed

We monitor the attractiveness of each asset class, and adjust the allocation to each depending on how we believe they will perform.

Your investment is diversified

You benefit from investing in multi-asset-class funds that spread their investments over hundreds of assets across local and international markets.

Your investment will access a broad range of assets you might not be able to invest in yourself.

See Our funds for more information about the assets our funds invest in.

A complement to other savings and investments

The funds have different features that can be used to complement other types of savings or investments, such as KiwiSaver and term deposits. Your investment is more flexible than KiwiSaver and term deposits, as you can withdraw some or all of your investment at any time. 

We’re trusted by many New Zealanders

We’ve operated in New Zealand since 1989 and manage more than $20 billion on behalf of individuals, trusts, corporates, KiwiSaver schemes, superannuation schemes, government organisations and charities.

We are New Zealand’s largest fund manager - more than 720,000 New Zealanders trust us to manage their investments.

We have an impressive track record

The funds are managed by ANZ Investments, ANZ's award winning fund manager. Our investment team and funds have been recognised by numerous awards and ratings from independent research houses.

See our awards to view our full awards history, ratings and disclaimers.

You can find helpful resources online

Our website has valuable information and resources that can help you manage your investment.

You’ll also find:

View your investment online

If you bank with ANZ, you can use ANZ Internet Banking and/or ANZ goMoney to view your investment.

You can:

  • view your current balance
  • view your transaction history
  • view your investment's performance
  • check your fund(s)
  • check your prescribed investor rate.
 
 
 
ANZ New Zealand Investments Limited is the issuer and manager of the OneAnswer Multi-Asset-Class Funds. Download a copy of the OneAnswer  Multi-Asset-Class Funds guide and product disclosure statement, or request a copy by calling 0800 736 034.

We offer a range of funds that invest in a different mix of growth assets and income assets. Depending on the mix of assets, each fund has a different risk/return profile.

If you’re seeking:

  • higher returns, you need to be willing to accept more risk (for example, by investing in a fund with more growth assets)
  • lower risk, you need to be willing to accept lower returns (for example, by investing in a fund with more income assets).

Conservative Fund

Invests mainly in income assets (cash and cash equivalents and fixed interest), with a smaller exposure to growth assets (equities and listed property). 

Conservative Balanced Fund

Invests mainly in income assets (cash and cash equivalents and fixed interest), with some exposure to growth assets (equities and listed property). 

Balanced Fund

Invests in similar amounts of income assets (cash and cash equivalents and fixed interest) and growth assets (equities and listed property). 

 

Balanced Growth Fund

Invests mainly in growth assets (equities and listed property), with some exposure to income assets (cash and cash equivalents and fixed interest). 

 

 

 

 

 

 


Growth Fund

Invests mainly in growth assets (equities and listed property), with a smaller exposure to income assets (cash and cash equivalents and fixed interest). 

 

 

 

 

 

 

 

All of the funds may invest in alternative assets.

More fund information

More information about our multi-asset-class funds can be found in our fund updates and fund fact sheets.

You can find the current fund performance here.

More help on choosing a fund

We recommend that you discuss your investment options with a financial adviser.

Tell us your choice

Once you've read the guide and product disclosure statement and chosen one of the funds, tell us by filling out the relevant application form at the back of the guide and product disclosure statement. If you wish to invest in more than one fund, please contact us on 0800 736 034 or your financial adviser to discuss the requirements.

You can change your fund choice at any time.

 

ANZ New Zealand Investments Limited is the issuer and manager of the OneAnswer Multi-Asset-Class Funds. Download a copy of the OneAnswer  Multi-Asset-Class Funds guide and product disclosure statement, or request a copy by calling 0800 736 034.

How do you join?

It’s easy to join. All you need to do is:

  1. read the information in the guide and product disclosure statement
  2. complete and send us an application form (at the back of the guide and product disclosure statement).

Remember to provide your email address, so we can keep you up-to-date with your investment.

If you’re a joint investor or a company, trust, partnership or estate, you may need to complete one or more additional forms. Please see Documents and forms for more information and copies of these forms.

Any questions?

If you still have questions about the funds after reading the guide and product disclosure statement contact your financial adviser or contact us at service@anzinvestments.co.nz or on 0800 736 034.