Having a financial plan can make it easier to save and achieve your goals. And, it’s a good idea for everyone, no matter your age, income or employment status.
A financial plan is more than just a budget. It should include savings and investments, insurance, planning for education, retirement and emergency situations, plus any other financial goals.
identify your financial goals and timeframes, and whether they are realistic
bring your spending in line with your goals
identify any money-mistakes you might be making
measure how you’re tracking
consider ways to make the most of your money
identify your risk/return profile
be more confident with your money
And most importantly, it should help you achieve your financial goals!
The good news is a financial adviser can help you put together a formal financial plan to support your lifestyle goals. Speak to your financial adviser today. Or contact ANZ Investments on 0800 736 034 and we can put you in touch with one.
We recommend you seek financial advice before committing yourself to any investment decisions. Using a financial adviser can’t prevent you from losing money, but it should help you make better investment decisions.
A copy of the financial adviser’s disclosure statement, prepared under the Financial Advisers Act 2008, is available on request and free of charge.